Because I look at the bill and say I spent $120 on tickets today. It's real there is a reciept! Also with a credit card I can say I spent $40 eating dinner. When you pay cash you get no receipt pretty much.
Or if I didn't have cash, DH and I would have suffered without water and drinks until we went to a store that took CC. With cash in our pockets we stopped at vendors and bought food (Something WE NEVER DO).
We know to the penny how much we spend in one day. And because we never carry cash, we have pretty much 4 x 52 = 208 no spend days out of 365 days a year.
We eat out friday night, Saturday shop, and Sunday groceries. Usually it's Saturday eat out and Sunday Groceries!
So I can track to the penny our spending. It's only 2-3 days a week!
But the cash is just burning. And we stop for stupid $1 soda, when we would never buy stuff on a credit card. It stops a lot of impulse purchases.
DH won't let me buy candy from a store, like chocolates because I want one piece. But I gotta agree I look pretty stupid whipping out plastic for one truffle. If I have cash I'll do it. But if not well then I don't spend that buck.
I should add we just pulled cash out without budgeting at all this weekend. We knew we were fine with whatever we spent, but it's ridiculous to run through that much cash. We never spend like that on a credit card.
|