One other idea. Sit down and determine what is the absolute minimum amount you feel comfortable having in an EF until your CC is paid off. Is that Ramsey's recommended $1000? 2 months of expenses? 1 month of expenses? Decide for yourself, then take anything above that amount and put it on the CC. Vow not to touch the rest. Then once your CC is paid off, take the payment you were making to it and use it to build your EF up to be fully funded (i.e. generally recommended at 3-6 months of expenses depending upon your situation).
Last edited by skydivingchic : 05-31-2008 at 08:44 AM.
Reason: poor grammar
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