From a mindset perspective: Both my DH and I have weathered periods of unemployment and come out fine thanks to a thrifty lifestyle and a nicely funded EF. What keeps me saving more and more in the EF is the knowledge that I can lose my job at any time and that no matter how talented or credentialed I am, it might take a while to find another job.
I actually have no fear that I'm going to lose my job now, but you never know. Further, some kind of medical mishap could occur.
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