Sigh. *grumble* save.
The cost of paying closing costs, maintance, redecorating, buying furniture, and moving in will add up
and if you have your heart set on a larger cape- you will one day add up the thousands of dollars you spent to get into this house combined with the money you would have saved staying in your dads house, combined with the money you will spend in realtor fees to sell the house and realize you would have gotten you into your cape at least one year earlier than if you buy a house now.
It's terrible. This longing and not getting. Everything bad in life can be attributed to not owning a home. You wouldnt have a bad day if you have a nice house to come home to and realize it's all worth it. You wouldnt have argued with your dad if you had your own place and didnt feel so resentful that you dont have a house....
I just keep the opposite perspective in mind.
*I am not one of those fools who bought and then the market continued to decline. (I bet home owner friends of yours would secretly give you their right arm to be in your position; where you can buy NOW, as opposed to THEN. They will never admit it though, cuz it reveals their poor judgement)
*I am free to accept a job anytime, anyplace
* I am free to move anytime, anyplace
*my money in the bank is growing in interest as oposed to declining in the housing market
*and I can still dream about my someday house as opposed to being confronted with my reality house. (My someday house is a 1900's victorian on a tree lined street with hardwood floors and a wrap around porch. My reality house right now is just that-minus any updates for the past 100 yrs)
*No one can judge me on my poor choice in carpeting, paint colors, wal-mart furniture and cracked tile. I can talk about how I would own hardwood, nice wooden blinds...and I dont look like a hypocrite when people walk in my house and its a few levels above crack house quality.
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