[disneysteve]

Originally Posted by Snave

Someone I know had a really nice car and I commented on it and said something like "That is really nice. I wish I could afford one of those." They told me that all I needed was to be able to make the monthly payments!

I know someone who has had her car a couple of years (still making payments) and was looking at a different car a while ago. She said she might buy it because her payments would stay the same. The fact that she'd be making those same payments for several more years apparently never crossed her mind. She ended up not buying the new car that time. That same person just today said that she was going to look at a car tonight. Her father had a rental over the weekend that she really liked. If she could get that for the same payment she has now, she said she might do it.

Lots of folks operate on the premise that if they can afford the monthly payment they can afford the purchase.