Because I have 20% of my ideal purchase price range in the bank but am not sure I could make the monthly payments once all was said and done.
And because there are a million people out there who are going to 'help' me buy a house and make money in the process off me and I am starting to learn how much money gets spent on interest, taxes, insurance ect that renters dont pay.
And because I realize this is a long term comittment and will be officially giving up the chance to say "you know I like it here, I want to move here" when I visit Key West, Texas, or Alaska.
Also I will be starting a career in the next year and am not sure about being tied down to all the jobs in just one city.
Also because I am not handy at all and think I might spend more han the average homeowner calling people to fix things that others can do for themselves.
And I worry that I am in love with the idea of homeownership but the reality of it might get old and I will have regrets.
And I worry that I am too young/inexperienced/uneduated/poor/and I will end up making every mistake in the book, and it will be my ass moving in with my parents- in -law with maxed out creditcards. I worked very hard for this down payment/ I worked hard for excellent credit/ I worked hard to be in a position of independence and I am afraid that I will be one broken water heater away from losing it if I give in to friends telling me to buy now but not having the sense to really see if I should buy now.
Maybe now is the time for 'people' to buy, but I still have issues to resolve before I know if its the right time for 'me' to buy.
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