Our personal economy... well, husband is a loan processor with an in house mortgage company. He's survived quite a few layoffs and received promotions during all this but we don't count on that lasting forever. Our debt is still getting paid off rapidly in the meantime though I could definitely cut back even more, we just don't want to. At some point, you need to enjoy the journey instead of just worrying about the destination.
We don't own a car so the only place we really feel the difference is grocery shopping but it hasn't been that bad. We did up the budget there but only by a little bit.
Since we will be house shopping within a year, the foreclosures have only helped but we are still debating whether to do it this winter or next summer.
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