We're doing better now than ever - partly due to changing our habits and outlook on finances. We've been blessed, and I'm thankful that we're not in financial turmoil like so many others.
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"...If you have paid your debts, if you have a reserve, even though it be small, then should storms howl about your head, you will have shelter for your [family] and peace in your hearts." - Gordon B Hinckley
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