[poundwise]

Comments:

Some general comments about this listing.

#1 - Exclusive arrangements are not included in this listing. If you have to qualify to be a member of a certain organization or have a certain credit card, etc. then it will not be listed. If an account is with an organization or credit union that is easy for anyone to join, then it will be considered for listing with a note indicating such.

#2 - The listing has a focus on accounts that require between $0 and $1K to open and to earn the stated interest. If accounts or the institution offers more for higher balances, it will be noted. Not only does this let people compare apples to apples, but it avoids having a multiplicity of accounts paying middle-of-the-road rates while yet requiring $10K to open.

#3 - There is a lower limit to appear on the listing. If you look at the top five accounts in the listing, specifically, the interest rate given by the fifth account on the list, and subtract one full point from it, that is, in general, the lowest APY that will be listed. (Example: As of this post, the current number five offering is at 3.41%. That means, I will not list an account offering less than 2.41%. As you can see, the account currently listed last is at 2.60%.) This rule is flexible but, in general, is how I determine what qualifies for the list.