Quote:
Originally Posted by checkthebudget
I think I have heard of that type of IRA. I've recently started a new job, so it is now an option to roll my previous 401k into something like that. With all the doom and gloom out there, it would be nice to have something I could put my hands on in a worse-case-scenario... I will research that option further.
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Remember, the stock market fluctuates and is a longterm investment. Down turns like the one we are in is an opportunity to buy funds at a bargain. If your 401k is for retirement,(which it should be) you should not worry about its performance in the short term.