Definitely need a clothing allowance for your wife. The maternity clothes can only be worn for anohter month or two (if she can even stand to look at them anymore!), and it's likely to be at least nine months before she can wear most of her pre-pregnancy clothes. (I'm still 10 pounds over after almost 3 years!)
I spent $50-$100/month on clothes and other misc baby items (babyproofing gates, etc.) the first year.
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financial checklist:
[x] emergency fund fully funded [x] no cc debt [x] >10% to 401k
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