I do not understand him not opening a bank account locally. Does he not have the proper Visa to be conducting business here so that he is afraid a bank account will tip off the fact the he is doing business and endanger his Visa? Everyone I know from other countries but living in the US has an account here.
If he is on the mortgage of the house you two just bought, did he not have to provide to the lender thorough documentation of his income? If so, seems to me you should have been able to get a good understanding of his financial picture at that time.
You say, "He work for himself for his UK based company." Do you mean he is the owner of the company? He pays himself? Or is he an employee?" If he is an employee, is his pay going to an account in the UK? How does he meet the need for cash? If he is self-employed and working in the US, are his customers paying in dollars? If so, what does he do with those dollars if he has no bank account?
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