Quote:
Originally Posted by lehresman
Ok, I said I'd update once I heard from my insurance company. Like I said, I have an HDHP with an HSA. After $5000 deductible, they cover 100%, but I did not get maternity coverage. They said they would cover complications on the pregnancy, just not normal routine delivery expenses. The kicker though is that the child would not be covered at all, so if there are any complications with delivery resulting in the child needing more medical attention, it would not be covered.
|
Now I am really worried for you. The routine pregnancy costs you can budget for, and maybe negotiate down since you can pay them cash up front; any complications will cost you $5000 but the rest would be covered. But if the baby needs to go into NICU you will be totally screwed. I would remedy this ASAP, before your wife gets pregnant.