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Old 05-21-2008, 10:03 AM
checkthebudget checkthebudget is offline
$ Saving Third Grader
 
Join Date: May 2008
Location: nashville, tn
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None of us like to feel constrained by anything, especially when it comes to our spending. I too prefer to call it a spending plan. I like to spend, not budget. An envelope system is the best and easiest method. It also makes sure you have enough in the "needs" budget. That way your "wants" budgets never get a chance at your "needs" dollars. When an envelope is empty, the party is over until next month.
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