One of the best and easiest ways to save money is by dropping your landline and using Skype. It is $3 a month vs the $50 a month you probably spend on your landline and long distance. That is $600 a year you can save with no loss of service. One thing to keep in mind is that skype does not support 911 calls. So you will need to have a cell phone (which you probably do) for that. Or, I suppose you could just keep the list of emergency numbers handy (police, fire, ambulance)...
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