I have a PPO plan.
For Maternity care, I paid a single $20 copay to my OBGYN plus a few lab fees here & there, and some copays for some prescriptions -- probably a couple hundred in total. However, I was hospitalized overnight for high blood pressure. Of course, that was in 2006 which was a different plan year than the birth, so I had to pay another $1700 for that. For one night. A couple months later, I had a C-Section. New plan year of course, so the $1700 did not count toward fulfilling my deductible. My portion of the hospital bills (I had an extended stay due to blood pressure issues) were $4152 and the doctor bills were $2863.
So you just never know.
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