Quote:
Originally Posted by lehresman
FrugalFish, we do have insurance.. we just pay for the first $5000 and are covered 100% after that. That's why we were able to get such a great rate ($88/month). The other quotes we got for normal health insurance for my wife were in the range of $300/month, not including maternity coverage which was an extra $150. We still paying about that much per month, except we are putting it in an HSA instead of just paying it to the insurance company. Thus, we have a sizable savings built up. That seemed like a better option for us. The money is still in our control, and we're covered in case of major medical expenses.
|
OK, I misunderstood. I read it that your insurance did not cover maternity at all. I've known more than one person in that situation.
In that case, expect to spend your full deductible- at least in the year of the actual birth.
GL.