I was in Andrew and I learned then how important cash was. There are those that will drive into the area and sell you ice. Ice doesn't last long. It's also good to keep alot of ones because there isn't any change. You want to have enough money to get around. During emergencies, alot of business don't want checks or credit cards.
Money at home is good for many things not just emergencies. I use cash money throughout the month and then write one check for it at the end of the month.
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