Quote:
Originally Posted by tripods68
Wow! I'm still amazed how many people spend on medical cost just to have a baby. But Because we belong to HMO plan employer covered plan, we paid ZERO cost when we had our first child 4 years ago. When we had our daughter 2 years ago, our cost was $250.00 hospitalization. That's it. But all our medical insurance coverages is through my wife employer and I get monthly stipend on top of my base salary; for not electing my employer's health covered plan. Our monthly health care cost is $210 for family of four. The rest is paid by her employer.
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Just to clarify, in our case even though the NICU stay cost around $20K, and my wife's delivery was in the $8-11K range, we paid zero out-of-pocket. We have a great insurance plan through DW's employer, costing about $210 a month for family coverage.