We've always kept cash on hand. We've never had to use it, but there have been plenty of events in our country when phone service was down and power was out and cash was the only way to do business.
As for fear of theft, I really don't worry about it. If our house is broken into, the few hundred cash I keep on hand would be the last thing I'd worry about losing.
Keep cash in the house. Keep it in small bills as a $100 bill might not do you much good in an emergency.
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Steve
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* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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