"This [tracking your spending] is not about following our (or anyone else’s) budgets, with standardized categories and a suggested percentage of income that should go toward each category. This is not about swearing at the beginning of each month that you’ll do better. This is not about guilt. It’s about identifying, for yourself, what you NEED as opposed to what you want, what purchases or types of purchases actually bring you fulfillment, what represents “enough” to you and what you actually spend money on." ~~Joe Dominguez, Your Money or Your Life
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