Are you getting a free ride at home or are you paying rent, contributing toward groceries and utilities, etc.?
How about college? Who is paying for tuition, books, fees, etc.?
How soon do you plan to get your own place? You need to save up for that - security deposit, a couple of month's worth of rent, furniture, etc. I would do that in a high yield money market account.
I think a Roth is a great idea, too, of course, but I suspect there are short-term needs that need to be addressed.
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Steve
Join the 2009 Ebay Challenge!
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
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