I think you are doing great. You are probably doing better than us and I am 40! Keep going the way you are. You are a little luckier than me in that your husband will actually discuss with you. mine won't. He is so stubborn. God forbid I use the word cutback. Sometimes I think that there are those on this board that are more dedicated or one tracked on their debt than others. And that is great for them, but for others (like me) I will do it a bit slower as I want to enjoy life a little bit now as well as enjoy it later when I may or may not be around. I will still achieve the same result, just not as fast.
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