Sounds like you got one big little boy. I payed cash for my motorcycle last year and still sold it to tweak my money makeover. His heart needs to be in this plan or he will cry like a baby from now on.
Beg him to read The Total Money Makeover by Dave Ramsey. Or even go to his financial peace university. I can tell you are ready to have financial peace, I pray you can find a way to get him on board with you, good luck.
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