This may sound like it's coming from out inn left field, but my suggestion is that instead of just randomly coming up with drastic ideas (sell the car! sell the house! stop eating!) you and your husband sit down and come up with a set of financial goals based on what you both want in the future, then come up with a plan of how you are going to get there.
If you don't have any idea how to do that, you may want to go together to the library and pick up a personal finance book geared towards couples that appeals to you both. [One to check out is Smart Couples Finish Rich ... And I would also suggest that you go to a bookstore and buy the workbook that goes with the book ... Even tho it would mean spending some money, it would be money well spent.] Then start reading the book together, share your thoughts, and come up with a plan. I think any plan you come up with the 2 of you together is much more likely to "stick."
Make a plan and work as a team.
Good luck!
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“May you have warm words on a cold evening, a full moon on a dark night, and a road downhill all the way to your door.” - Irish Blessing
Last edited by scfr : 05-16-2008 at 05:23 PM.
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