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Old 05-16-2008, 07:46 AM
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disneysteve disneysteve is offline
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Originally Posted by AmbitiousSaver View Post
(we pay $1695/mo with taxes/PITI/insurance/etc)... well and then another $255/mo on the HELOC. Plus $20/mo on HOA fees, and $152.50 on the property manager. And we only charge $1525/mo in rent
OMG. You are losing $597.50 each and every month that you keep that property. And that doesn't include any maintenance or repairs. And you call that an investment? You need to put that sale sign up ASAP and get out of that deal. Once it is sold, you will have that extra $600/month for other needs and debt repayment. By adjusting withholding, you could get up to $750/month, though probably a little less to avoid owing in April, so let's say $650 there, too. That's $1,250/month that you will free up or $15,000/year. That will do wonders in correcting your debt problems.
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