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Old 05-15-2008, 08:01 PM
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You could sell the vehicles...and finance the difference of the amount you sell for and the remainder of the amount you owe. You would need to talk to someone at the bank and let them know what you are doing. Something to think about anyway.

I would first change withholdings. Once you see the differnce in pay, apply that amount to CC.

Consider stopping retirement temporarily...6 mos to a year, but only if you are really going to attack this debt. Don't do it if you are not committed.

Downsize vehicles...that's where 1/2 your debt is...in depreciating assets.

Pay off student loan and then work on the home equity.

Just my opinion. Take it one step at a time. Have a plan and then work the plan.

Steve had a great idea when he suggested little rewards along the way. For me...it would have to be the wine!
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