Hey... thank you for sharing such deep thoughts with us. I appreciate your candor and I can sympathize with your anxiety....
I suppose it wasn't to long ago when I felt the exact same way. All I remember was being stressed for a long time, but that I also knew the only way to "cure it" for good was to just keep plugging in those debts and savings, no matter how small my contributions were.
I remember when I sort of vowed to start saving too. I took out a $20 out of my wallet and vowed that no matter what, I wasn't going to spend this. To this day, I still have it. I use it as a book marker for whatever financial book I am currently reading.
So, that's how my journey started, with a lot more mess, a lot less planning, and with only a $20 bill.
But anyway, what I mean to say is that I hope the very best for you. Many on here have been through that or is going through that now. We're all pulling for you.
