Quote:
Originally Posted by fosterj
But it's hard to do when you know the bank has already said..yes here you can have a house right now, just find a way to get the down payment.
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I know what you mean, but lenders don't determine whether or not you can afford something. You should be the one planning and figuring out whether or not you can afford it.
Do some meticulous long/short termplanning, take extreme quick actions to reduce your debt, and you'll find you can dig yourself out of this financial mess faster than you think. If nothing else, planning things out will make you much less stressed out, and will give you a sense of control over your presently-out-of-control finances.
Again, good luck!