disneysteve,
thank you also for your comments... I want to assure people I know we shouldn't just do it because the bank says we can. And I'm fairly confident the only way out is what has been said here and I thank you all for that advice.
It's exactly what I was looking for.. just some re-assurance that the best way out of this mess is the way I was initially thinking. SAVE SAVE SAVE.. and get rid of the credit card debt and maybe the car if it's possible.
But you never know if there are other viable options or not unless you ask, correct?
again thanks.
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