[niki_the_tiger]

Hey thanks for all the great advice! We were on vacation for the past few days and just got back. (on a side note, woohoo we spent wayyyy under budget on the trip, I am so happy with our efforts! The money was all saved up and we came home with leftover that's going straight to debt.)

Today, we paid off the JcPenney credit card as per everyone's advice. Does that ever feel good to have one completely gone! The rest of what we have has to go to my hubby's business card because he needs to have some balance available to him on that.

Finally, balances are going DOWN!! (Now if only gas prices would follow, grr)

Our cat got sick last week and costed us an unexpected $270, so that is a bit of a setback. I'm hoping I can sell my electric guitar though to cover that.

As for the tax return... my hubby and I would just spend the money if we didn't get it taken out... it's just better to get it later on as a tax return.