Quote:
Originally Posted by ScrimpAndSave
We are definitely saving for retirement - but we are not having children.
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How sure are you about kids? Has one of you had some sort of sterilization?
My ex-colleague surprised me a few months ago announcing that his wife is expecting. I asked him what happened because they didn't plan to have any children for 5-7 years. He said they had always protected themselves, but...that protection assures you 99% only. Oopsie....they got into that unfortunate 1%. After some psychological adjustments (esp.for him), they're excited to have a boy in August

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If to look from financial perspective, kids are not cheap

, though very precious
