With your income, taxes are taking a huge bite, as Jim said. I would consider meeting with a fee-only financial planner (such as from the Garrett network).
Short of that, I would second what Jim, Scanner, and BA have said. Following on to what Jim was saying about account/asset allocation. You should hold mostly fixed-income funds/securities (like bond funds, REIT funds) in your tax-sheltered accounts (since your current tax bracket is so high it behooves you to pay taxes later when income is presumably lower). Keep tax-efficient investments in your taxable accounts (muni bonds, stocks, stock ETFs).
Consider establishing a housing fund, in case your current arrangement ends. Maybe put equivalent area rent/mortgage in a separate taxable savings.
As far as the AAPL stock, I think most on this website would not recommend playing the market with such a large single stock in your portfolio (regardless of how "good" the stock is). A small (5-10%) portion of your portfolio could be allocated for these kinds of plays but in the long term it is way too risky to have so many eggs in one basket. For instance, imagine what an anti-trust suit could do to Apple's near monopoly on Ipod/Itunes. I'm sure others could come up with other equally damaging scenarios. Could Apple double in the next 2 years? Yes. Would that change my recommendation? No.
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