End of 2009 - so, about 18 months from now, right? A lot can change in 18 months (the real estate market, your financial position, your fiance's financial position), so I wouldn't rush into a decision just yet.
What are housing prices like where you live? Can you get a small house that you like for a lower price, or would you be settling for a real fixer-upper or something in a bad neighborhood? I would try to buy a small house you like and can afford, unless you're planning to start having kids right away. Two people don't need a lot of space, and a bigger house is just more maintenance and more cleaning to do! Or, you might consider renting while you save up more money. Living at your parent's house is kind of okay when you're single but it might get on your nerves really fast once you're married.
|