There are many worse off than you. Just the fact that you are beginning to prioritize more important goals, is a good thing. If you follow DR's advice, you will do just fine.
1000 EF
Payoff debts form smallest to largest with exception to the house.
Build an 3 to 6 month expenses EF
invest 15% into Roths and other
Save for college funds
Pay extra on house.
If you do these things, you won't be sorry.
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