VISA offers alternative payment choice, but don't offer debt to no one. That link you referred are various payment options VISA offers. Debt are carried by Bank like BOFA, Wells Fargo, CITIGROUP, etc...that offers VISA logo on their cards. VISA does not extend credit to anyone. Try again!
Anyway, Here's one article i found, link is below:
MasterCard was offered at $39 a share, less than its proposed target price, in May 2006. But shares closed Monday at $198.45. In each of its quarterly reports so far, the company easily topped Wall Street estimates of its earnings per share.
In January, Craig Maurer, a top-rated analyst on MasterCard who rates the stock "buy," renewed his price target for the shares at $260 after seeing the company's fourth-quarter results.
"There are many who missed out on the MasterCard offering," said Menlow.
Like MasterCard, Visa is not a lender but a processor of card-based consumer purchases, which dominate retailing. Its revenue comes from fees paid by merchants who offer the card.
By contrast, credit card issuers that extend credit to customers, including American Express, Capital One Financial and Riverwoods-based Discover Financial Services, saw their share prices swoon late last year along with the downturn in the economy.
Visa charges ahead with IPO plan -- -- chicagotribune.com