I think the previous poster is correct and it won't make much difference. That said, at age 18, the more aggressive the better. You will be 65 in 2055, so that makes sense at this point, even if the funds aren't much different right now.
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Steve
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.
* The world is a book and those who don't travel read only one page.
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