We struggle, too, but are doing much better than before this site. I appreciate knowing that I'm not alone and knowing that it is doable, as others on this board have done it. It gives me hope.
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"...If you have paid your debts, if you have a reserve, even though it be small, then should storms howl about your head, you will have shelter for your [family] and peace in your hearts." - Gordon B Hinckley
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