When i first moved to the mountains, the only job I could get was waitress and the locals never heard of actually tipping. I would work all day long and a great day was making $20 in tips. (Tops on sundays was $12)
But, I still went home every night and put away 10% of my tips in a wooden box. Once a month, I sent that money off to a mutual fund.
It has taken me over 20 years, but once I got serious, I have built up a pretty nice nest egg in mutual funds and savings. Slow and steady wins the race!!
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