Sorry for the confusion in the first post. I should not have used finance and interest charges interchangeably. I meant to say interest charges only. My goal is to pay no charges at all. I usually go to the cc website and pay the bill so it is debit that day from account.
Paying my credit cards off in full every month is not an issue for me, and I only want to ensure that I do not get slapped with any charges be it finance or interest.
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