Quote:
Originally Posted by musicalbabe85
Ah, I understand about the finance and interest charges.
I do know that if you go to Chase and pay your credit card bill the day it's due it will get credited as getting paid on that day. At least here in Indiana it does, as I get asked that at least a couple times a month as I'm processing the transaction, lol. I'm a teller for Chase.
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lol -- musical -- I'm not disagreeing with you. Yes, if you go to Chase bank and are paying a Chase bill it will be credited the same day. But if you go to Chase bank and pay Discover Card bill.... it's not going to credited in one day (even assuming that Chase will do that transaction for you).
If you go online to discovercard.com and pay your credit card bill from a checking account , it will also be credited the same day.
If I go to my gas company's online payment, yes it will be credited that day.
This is not a common practice though. Most people pay with Online Bill Pay (or whatever their bank calls the services).
I pay by logging into my bank and going to the pay bills section and clicking on the each account, and filling in each amount, submitting the whole, and thus a one-stop site for paying whatever bills are due at the time in 5 or so minutes maximum. I write the confirmation numbers on the envelopes (so DH knows they are paid) and done until the next stack of bills come in.
Sorry, but I get way too many bills to pay directly to each company, and so I plan to pay the bills 1 week before due and the 3-4 day turn-around time is acceptable to me.
The OP did not state anything except 1-day ahead. Depending on how he/she pays, that can be a reason for fees being added if the payment is late.