[logicchallenged]

Its great getting an outside totally detached view of things, and I thank you all. I will post our budget for some scrutiny. I do want to iterate that I am extremely blessed and have nothing to complain about as far as money goes. Its just that it is not how much money you have, it is how you handle it. I haven't handled it well and thus the regret and guilt.

I will post a budget. I would love to get some insight onto that.

Thanks again!