Asking for money directly is not polite.
However, if I was in your position I would limited my registry to just those items I really wanted or needed. Many stores also now have the option of listing gift cards on the registry. It's likely that people will either get a gift, find all the gifts taken and get you a gift card (you can use later for necessities and then must the money you would have spent on necessities towards your house fund), or end up giving you money.
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