All else aside I would be worried about other family members (girl cousins or your sisters if you've got any) having hard feelings that you got the only chance at it. If Gran is just offering it to you and you alone I'd be asking her to make the opportunity available to everyone. Then, if she says, "No dear, I want you to be the one to buy it.", you'd be all set if in the future you heard grousing and grumbling!
I have no idea where to start on obtaining financing except maybe by calling your local county extension agent or the one in the county that the farm is located in and seeing what kind of governmental programs there are for farm purchases.
Good luck!!! Do you have a decent credit rating to begin the mortgage search with?
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