I have a question. I have read some of your other posts and know you are a teacher and want to get a house in a few years (hopefully saving 100k in the meantime). What will your income be then in comparison to what amount you plan on taking out in a mortgage? The reason I ask is that you have stated you do not want to have your fiance on the loan at the time do to credit issues. Will you earn enough to get the mortgage you are looking for? I am assuming you will, but you may want to run some numbers.
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