I remember helping my dad sort his returned checks. I had to put them in numerical order, so it was easier for him to balance his own checkbook. I had a bank and a small child's safe with a combination lock.
My parents at some point in high school gave us an allowance of $75/mo. There were certain things we were expected to pay for out of this money. Tickets to football games, movies, makeup and hair products and more. That part alone helped us to figure out on our own how to make the money last for the whole month. How to prioritize, how to save for larger expenses. Although, I remember waiting for birthday and Christmas to ask for the more expensive gifts.
Does your oldest have a bank account? If she has a job, she could start saving some money in a roth. Maybe you could match her first $100 or something to that effect.
Just talk about what you are doing with your own financial situation...don't have it come across that she should do the same. She is a teenager after all, they don't always want to be like their parents!!
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