You might want to get a second opinion..not all dentists are totally legit, and 6.5K is a lot of work to have done all at once. Have you been neglecting any work at all? (not an insult, we certainly neglected ours)
If you have been consistent with checkups and care, I find 6.5K out of the blue to be totally unlikely.
As to savings plans....they tend to be scams way often, though not all. I just haven't heard of the name of one that isn't a basic scam..if you try one read the fine print for how long you have to be a member before you can get coverage for different proceedures.
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