I completely sympathise - I am in the same boat but live in NZ - you can't get dental insurance here. When we lived in the UK, I knew some people who went to eastern europe to get their teeth done - the flights, accomodation and dental costs were cheaper than having it done at home. Is there somewhere closer to home that would be cheaper. Might sound drastic - but if you have future bills also looming ...... might as well get a holiday out of it??
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