You might be able to claim her as a dependant... but there is no "marriage penalty" anymore, so no reason to think that 2 people filing as single is better or worse than one return for a married couple or head of household.
Here are some things to consider:
1) if fiance has any earned income, you could contribute that to a Roth IRA in her name, even if fiance is not the one contributing the money. If fiance had 5k of earned income and you had 5k available, you could write the check for the Roth. That 5k is likely taxed at 10% or 0%, and there might also be a retirement savings credit where you get some of it back on fiance's return. If fiance is a dependant, you cannot get the credit, I THINK. Putting money into Roth at 0% and taking out when taxes are 25% saves you the 25 (Roth withdraws are tax free).
What I would look for are things (credits) where if fiance filed as single she could get the credits, even though you might be the one making the contributions or payments for her.
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