Depends, DH covers the two of us for $80/month PPO plan. HDHP isn't even offered. And it'd have to be dirt cheap to beat what we have. We don't even get close to our $1k deductible. We spend $1200/year in a FSA on contacts, chiropractor, birth control. And our coverage is ridiculous. Scrips are $10, office visits $10, etc.
Granted it's worse than what we had 3 years ago where everything was free including DH's portion of the premium, but for now it's fine.
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